Personal Loans

Finance a wedding, holiday or an unexpected emergency with a Personal Loan

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the competitive interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Getting a Personal Loan

Initial Consult

Have a chat with one of our qualified Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Personal Loan.

Approval

We'll work to find an appropriate lender for your loan, taking into account your situation and loan type. We'll then handle the paperwork to get your Personal Loan processed.

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Our Latest Reviews

Dhaval Patel

Highly recommended, great quick service and very easy to deal with mahesh, very knowledgeable and very helpful till first day to approval

Vivek

Mahesh came highly recommended and sure enough took care of my mortgage needs brilliantly. I wanted to refinance my home loan, Mahesh understood our needs and preferences before suggesting a handful of options rather than overwhelming with all options in the market. Had a wonderful no stress experience with Mahesh and team.

Neil

I can't recommend Mahesh enough! He is incredibly knowledgeable and his attention to detail and service is top-notch - always fast, friendly and helpful. He always goes the extra mile to make sure we got the best deal. You won't be disappointed.

We work with Australia's biggest lenders

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending competitive rates for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Business Loans, Working Capital Loans, Commercial Property Loans and much more. If you're looking to borrow to buy something or fund your business growth, we can probably help.

What can I use my Business or Commercial Loan for?

Loan funds can be used for nearly any business purpose — like buying inventory, covering payroll, renovating, expanding, or purchasing property or equipment.

What documents do I need to apply for a Business or Commercial Loan?

The requirement of documents usually depends on your objective & purpose of loan. You'll usually need Business Financials, Tax Returns, A Business plan (if applicable).

How long does the approval process for a Business or Commercial Loan take?

It depends on lender to lender and it may take anywhere between 2-8 weeks of time based on the request and information required.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the competitive interest rates for you to refinance to, whether it's a Home Loan, Investment Loan or a Business Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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PROSPER FP PTY LTD ABN: 88 683 693 718. Credit Representative #565654 is authorised under Australian Credit License #389328

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.