Refinance your Loan

At Prosper Financial Partners, we're Mortgage Brokers helping clients Australia-wide refinance their Home Loan or Investment Loan

5.0

from 5 reviews

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Refinancing your Home or Investment Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps.

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) and find the Home or Investment Loan options for you

Submit Application

Once you've chosen a loan, we'll submit an application on your behalf similarly to when you first took out a Home Loan or Investment Loan.

Discharge & Settlement

Once your new loan is approved, we'll work with your new lender to let your old lender know you’d like to pay out your existing loan.

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Our Latest Reviews

Dhaval Patel

Highly recommended, great quick service and very easy to deal with mahesh, very knowledgeable and very helpful till first day to approval

Vivek

Mahesh came highly recommended and sure enough took care of my mortgage needs brilliantly. I wanted to refinance my home loan, Mahesh understood our needs and preferences before suggesting a handful of options rather than overwhelming with all options in the market. Had a wonderful no stress experience with Mahesh and team.

Neil

I can't recommend Mahesh enough! He is incredibly knowledgeable and his attention to detail and service is top-notch - always fast, friendly and helpful. He always goes the extra mile to make sure we got the best deal. You won't be disappointed.

We work with Australia's biggest lenders

Frequently Asked Questions

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending competitive rates for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans, Business Loans, Working Capital Loans, Commercial Property Loans and much more. If you're looking to borrow to buy something or fund your business growth, we can probably help.

What can I use my Business or Commercial Loan for?

Loan funds can be used for nearly any business purpose — like buying inventory, covering payroll, renovating, expanding, or purchasing property or equipment.

What documents do I need to apply for a Business or Commercial Loan?

The requirement of documents usually depends on your objective & purpose of loan. You'll usually need Business Financials, Tax Returns, A Business plan (if applicable).

How long does the approval process for a Business or Commercial Loan take?

It depends on lender to lender and it may take anywhere between 2-8 weeks of time based on the request and information required.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the competitive interest rates for you to refinance to, whether it's a Home Loan, Investment Loan or a Business Loan.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

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